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Mortgage Banking
Bruce Balmas is a senior associate of HCG. His field of expertise is Mortgage Banking. Bruce has nearly 30 years of successful leadership and professional development. He has served as the President and COO for Universal Mortgage in Southfield Michigan. There Bruce directed all sales and operations. Under Bruces' leadership the mortgage bank achieved a 100% growth in profitability, while also improving efficiency by 20% and staffing levels by 30%.
Bruce also has extensive experience in community and super regional banks. He has served as SVP / Division Manager for two affiliate banks within what we believe to be one of the most sound, client centric and effective banking companies, Fifth Third Corporation. (www.53.com).
While with Fifth Third, Bruce had responsibility for the Consumer Banking divisions in both Central/Northern Indiana and Eastern Michigan. Under his leadership in both affiliates, Bruce led his 100+ member team to achieve extraordinary results in profitability; maximizing market share, penetrating new markets, leading the corporation in cross sold products (thereby greatly improving consumer share of wallet), and optimizing customer satisfaction and operational efficiencies.
Bruce has also previously served as a consultant to community banks. His most recent client was Level One Bank in Farmington Hills Michigan. There Bruce was responsible for coaching and leading the management team of this start-up bank in the areas of Retail, Mortgage and Small Business banking. Bruce and Level One Bank was recognized as the regions " Best Emerging Bank".
Bruce is truly a unique and gifted leader in the business world at large and within the HCG organization.